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Bankruptcy discharge papers are public records? Yes, anyone can find,  locate or have copy of public bankruptcy records. It is not a secret. Once a bankruptcy discharge is approved, court sends a copy of your bankruptcy discharge records, which you must keep these records in personal files. You may need copy of bankruptcy petition,  discharge and/or final decree when you are applying for a new loan or refinancing.  Financial institutions want to see the complete petition to confirm what was included and what was discharged in the bankruptcy.  Creditors want to see the discharge to make sure that the borrowers finished their bankruptcy case and they don’t owe the debts anymore. If your bankruptcy original papers are lost, damaged, destroyed,  or your forget where you kept these records, then you can request another copy of your bankruptcy discharge papers through us and have them in within couple of hours in your email.

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